{"version":"1.0","provider_name":"YourAdn","provider_url":"https:\/\/www.youradn.com\/en\/","title":"TERMS AND CONDITIONS FOR CRYPTO-ASSET SERVICES - YourAdn","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"AxqbTHWRQM\"><a href=\"https:\/\/www.youradn.com\/en\/terms-and-conditions-for-crypto-asset-services\/\">TERMS AND CONDITIONS FOR CRYPTO-ASSET SERVICES<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.youradn.com\/en\/terms-and-conditions-for-crypto-asset-services\/embed\/#?secret=AxqbTHWRQM\" width=\"600\" height=\"338\" title=\"&#8220;TERMS AND CONDITIONS FOR CRYPTO-ASSET SERVICES&#8221; &#8212; YourAdn\" data-secret=\"AxqbTHWRQM\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! 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The deadline for this process is set by 30 December 2025 for the submission of the application by TESORA SpA. In order to maintain a process of transparency towards customers who have a wallet in TESORA SpA, we will promptly inform you of the phases in which it is encountered in the authorization process of the services for which it is requesting from the Authority. On the basis of this deadline, TESORA SpA submitted the application to the CONSOB Authority on 22 December 2025, thus initiating the procedure relating to the authorisation as CASP. By submitting the application to the competent authority, TESORA SpA will be able to continue to operate without any change in the provision of crypto-asset services to customers. This operation will in any case be subject to obtaining registration in the register as a CASP no later than 30 June 2026. TESORA SpA will inform you of the evolution of the application submitted. TERMS OF THE AGREEMENT FOR THE USE OF CRYPTO-ASSET SERVICES THIS CONTRACT IS BASED ON THE REGULATION APPLIED FOR THE PROVISION OF CRYPTO-ASSET SERVICES MiCAr (Market in Crypto-Asset Regulation) Below is the regulation and regulation we comply with for activities related to the services provided of crypto-assets. REGULATION (EU) 2023\/1114 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL of 31 May 2023 on markets in crypto-assets and amending Regulations (EU) No 1093\/2010 and (EU) No 1095\/2010 and Directives 2013\/36\/EU and (EU) 2019\/1937 \u2013 hereinafter referred to as MiCAr. In particular, MiCAr regulates the issuance, trading and provision of services on three types of crypto-assets: i) asset-referenced tokens (&#8220;ARTs&#8221;), defined as crypto-assets that aim to maintain a stable value by referring to another value or right or a combination of the two, including one or more official currencies; (ii) e-money tokens (&#8220;EMTs&#8221;), defined as crypto-assets that aim to maintain a stable value by referring to the value of a single official currency; and (iii) so-called &#8220;other than&#8221; crypto-assets, a category that includes crypto-assets other than ARTs and EMTs; This category also includes &#8220;utility tokens&#8221;, i.e. crypto-assets intended solely to provide access to a good or service provided by its issuer. MiCAr does not apply to crypto-assets that can be classified as financial instruments or as other products already regulated in the Union. In addition, MiCAr does not apply to NFTs (non-fungible tokens). From 30 June 2024, Titles II, III, IV and V of the MiCAr are applicable, which regulate the public offering and admission to trading of ARTs and EMTs and the activity relating to CASPs (crypto-Asset Service Providers). CONTRACTUAL PARTIES In relation to the above, this Agreement is a contract between YOU (CLIENT) and each of the following COMPANIES : 1. TESORA SpA (\u201cTESORA\u201d), a joint-stock company (S.p.A.) registered in the Mercantile and Companies Register in Italy under registration number MI-2658793, with registered office at Via Napo Torriani 31, Milan, Italy, with VAT number 12395380962. References in this Agreement to &#8220;we&#8221;, &#8220;our&#8221;, or &#8220;us&#8221; are mainly in reference to TESORA S.p.A. and the services provided by it in accordance with the provisions of the MiCAr regulation, except when we do not refer to services provided that are under the responsibility of TESORA SpA or TOGO INFINITY LTD. In this agreement you will find the description of the service indicating from time to time the responsible legal entity that provides it when different from TESORA S.p.A.. While for references to &#8220;you&#8221; or &#8220;your&#8221; are to the person with whom YOUR ADN enters into this Agreement. By registering through the application process for an account through the www.youradn.com platform or any of our associated websites, application programming interfaces (APIs) or mobile applications, (collectively the &#8220;Site&#8221;), for the use of wallets that enable the access and use of crypto-assets and digital assets, you acknowledge that you have read, understood and agree to all of the terms and conditions contained herein Agreement, as well as our Privacy Policy and Cookie Policy and Complaints Policy. We refer to the Electronic Money Services, Digital Currency Services and Additional Services (all collectively defined below as the &#8220;TESORA SpA Services&#8221;) that can be accessed through the platform operated by YOURADN (the &#8220;YOURADN Platform&#8221;), including the online platform accessible through the Site or at any location that may be prescribed by YOURADN from time to time. In addition, the NFT (non-fungible token) section is available to users on the YOURADN website that is not expressly indicated in the MiCAr regulation as a crypto-asset. DISCLAIMER You should be aware that the risk of loss when trading or holding digital currencies can be high. As with any asset, the value of digital currencies can go up as well as down, and there can be a substantial risk that you will lose money buying, selling, holding, or investing in digital currencies. You should carefully consider whether trading or holding crypto-assets is suitable for you in light of your financial condition. Furthermore, before executing any transaction in crypto-assets, you are invited to inform yourself accurately and fully understand the risks involved in buying, holding, and managing crypto-assets. YourADN invites you to request the intervention of an expert advisor who can help you receive as much information as possible in order to be fully aware of all the risk components underlying the crypto-assets you intend to buy. Changes to this Agreement: We reserve the right to make any changes to the Agreement in relation to any Service offered on the YourADN platform"}