{"version":"1.0","provider_name":"YourAdn","provider_url":"https:\/\/www.youradn.com\/en\/","title":"TERMS AND CONDITIONS E-Money Consumer - YourAdn","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"8FPqC5gCwd\"><a href=\"https:\/\/www.youradn.com\/en\/terms-and-conditions-e-money-consumer\/\">TERMS AND CONDITIONS E-Money Consumer<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.youradn.com\/en\/terms-and-conditions-e-money-consumer\/embed\/#?secret=8FPqC5gCwd\" width=\"600\" height=\"338\" title=\"&#8220;TERMS AND CONDITIONS E-Money Consumer&#8221; &#8212; YourAdn\" data-secret=\"8FPqC5gCwd\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n<\/script>\n","description":"TERMS AND CONDITIONS E-Money Consumer Index DISCLAIMER Important information: The payment services necessary for the furnishing of our services to you are provided by Easy Payment and Finance, E.P., S.A., (&#8220;Easy&#8221;) domiciled at Calle Leganitos 47, Planta 9\u00aa, 28008 Madrid (Spain), with TAX IDENTIFICATION NUMBER VAT A85785905, registered in the Business Registry of Madrid, Sheet M-488476, Volume 27111. Easy is a payment institution regulated and supervised by the Bank of Spain (C\/ Alcal\u00e1 48, 28014 Madrid, Spain), listed in its Special Register of Payment Institutions under number 6849. Easy and we are independent entities and we are not an agents of Easy or act as an agent of Easy, nor do we provide payment services in the name, on behalf of or on behalf of or for the account of Easy. The provision of payment services by Easy is subject to the prior subscription of the Payment Services Framework Agreement. Your use of the YourADN platform and the services related to EASY Payment and Finance determines your acceptance of the general terms of use and confirmation that you fully understand the responsibilities and risks assumed by you. 1. Identification of the parties 1.1. On one side, Easy Payment and Finance, E.P., S.A., with Tax Identification Number VAT A85785905, domiciled at Calle Leganitos 47, Planta 9\u00aa, 28013 Madrid, registered in the Business Registry of Madrid, Sheet M-488476, Volume 27111 (&#8220;Easy&#8221;). Easy is a payment institution regulated and supervised by the Bank of Spain (C\/ Alcal\u00e1 48, 28014 Madrid, Spain), listed in its Special Register of Payment Institutions under number 6849. Its activity encompasses the provision of payment services. 1.2. On the other side, the natural person entering into this payment services framework agreement, identified in the online onboarding process or in the contract form attached as an addendum to this framework agreement (&#8220;Client&#8221;). 2. Sole Agreement 2.1. The clauses herein and their addenda, as agreed upon by the parties from time to time, constitute a single, comprehensive contract that includes all contractual conditions governing the relationship between the parties and the provision of services contemplated herein (&#8220;Framework Agreement&#8221;). In the event of any inconsistency, the terms set forth in the addenda shall prevail over those set forth in these clauses. 2.2. The Framework Agreement can be executed electronically, at which point it shall become fully legally effective. The Client acknowledges that an electronic signature shall old the same legal status as a handwritten signature on a physical document. At any time during the contractual relationship, the Client may request and receive a copy of the Framework Agreement and the brochure containing the legally required information and contractual condition in printed form or on any other durable medium. 2.3. The Framework Agreement may be executed in either Spanish and English language, at the Client&#8217;s discretion. The provision of services and communications between the parties will be conducted in the language of the Framework Agreement, unless a different language is mutually agreed upon. 3. Objective 3.1. The purpose of this Framework Agreement includes those services related to foreign currency exchange; the execution of payment transactions, including the transfer of funds, via a payment account held by the user or another payment service provider; issuance of payment instruments and acquiring of payment transactions; and money transfers (&#8220;Services&#8221;). The Services are governed by Royal Decree Act 19\/2018, of 23rd November, on payment services and other urgent measures in financial matters (&#8220;Payment Services Act&#8221;) and their implementing regulations. 3.2. It is expressly agreed that the Client does not qualify as a consumer under the definition provided in the Payment Services=8+-6 Act (a consumer being a natural person acting for purposes outside their trade, business or profession in payment service contracts). 3.3. The Client may use the Services either as payer or payee and will be designated as such in the Framework Agreement, as applicable, assuming the rights and obligations arising from the specific role it adopts in each transaction executed under this Framework Agreement. 3.4. The Client undertakes to inform Easy of any changes in its personal and\/or economic situation that may affect its status as a user of the Services (consumer, non-consumer or micro-enterprise). 3.5. Easy maintains commercial relationships with natural or legal persons (&#8220;Collaborator&#8221;) who, through digital sites accessible through the Internet or software applications or tools for mobile devices or other electronic or telematic means (&#8220;Interface&#8221;), provide the Client with access to Easy&#8217;s payment services when the services offered by a Collaborator require payment operations, without this implying, in any case, that the Collaborator provides payment services on behalf of Easy. The Client expressly and irrevocably accepts that, in such cases, Easy may require that communications, actions or operations under the Framework Agreement be carried out or channelled, in whole or in part, electronically through the corresponding Collaborator\u2019s Interface. 3.6. In the cases indicated in clause 3.6 above, the Client accepts and acknowledges that its relationship with Easy will be governed solely and exclusively by this Framework Agreement and that Easy is completely unrelated to any contractual relations between the Client and the Collaborator. 4. Representations and Warranties by the Client The Client hereby represents and warrants that:a) It has full legal capacity to contract and are acting freely and voluntarily in entering into the Services. b) Is a natural person who, when contracting the Services, acts for purposes other than an economic, commercial or professional activity, and therefore acts in his capacity as a consumer and user in accordance with the provisions of Royal Legislative Decree 1\/2007, of 16 November, which approves the consolidated text of the General Law for the Defence of Consumers and Users. c) All information and documentation provided to Easy by the Client is accurate, complete and, where appropriate, a true copy of the original. d) Easy has made available, in an readily accessible manner, all legally required information regarding the conditions under which the Services are provided, considering the Client\u2019s status. The Client confirms having thoroughly reviewed this information and this Framework Agreement before agreeing to"}